Janet Blakley, CSA
Here at Janet Blakley Insurance Services, we specialize in helping guide individuals
and families, Affordable Care Act and Medicare Beneficiaries into choosing the right plan
that best meets their individual needs. Our goal is to always treat the beneficiary the way we
would want to be treated if we were in their shoes. We believe in covering all the
details in a manner that is simple to understand.
-
Janet is pleasant to work with and always ready to help us understand. Many Thanks!
Alvin O. -
Janet is always up to date with information on the type and policy we need.
Elaine S. -
Excellent product knowledge and strives to provide good service.
Walter S. -
Working with Janet Blakley to determine the best Medicare plan for me was a painless and stress-free process...
Steven J. -
I feel confident that Janet is well versed on the pros and cons of the different programs out there...
Carol M.
Products & Services
Our mission is to offer each and every individual and family personalized service with a focus on their specific needs. We have the ability to offer Community Resource Guidance through partnerships we have formed with many business professionals in the area. We offer this guidance at NO CHARGE to you! If you have a specific need, feel free to ask.
We are committed to Making Your Choices Simple!
Medicare Advantage
(Part C)
Medicare contracts with insurers in order to offer different types of health insurance plans such as: (HMO’s) Health Maintenance Organizations, (PPO’s) Preferred Provider Organizations, (PFFS) Private Fee For Service and (SNP) Special Needs Plans.
Medicare Prescription
Drug (Part D)
Medicare Part D is the Medicare Prescription Drug Benefit to help subsidize the cost of prescription drugs. There are two ways to get prescription drug coverage through Medicare: a stand-alone Prescription Drug Plan or a Medicare Advantage Prescription Drug Plan.
Medicare Supplement
Insurance
Medicare Supplement Insurance pays in addition to Original Medicare. These plans are also known as: Medigap or Medicare Supplemental Insurance. They are designed to fill the gaps in Original Medicare and can help with copayments, coinsurance, and deductibles.
Health
Insurance
Health Insurance can be offered on and off the Federally Funded Marketplace. These plans are designed for individuals and families that are not on Medicare or Medicaid and can help ensure against ever increasing health costs.
Dental
Insurance
Dental Insurance is designed to pay a portion of the cost associated with dental care. Most health insurance policies do not cover dental services. Coverage can be catered to each individual and families needs.
Burial
Insurance
Did you know that Social Security only pays a $255 death benefit towards funeral cost? Today funerals average well over $7000. Help your loved ones pay for those funeral expenses that the government does not cover.
Life
Insurance
Life Insurance policies can be purchased to cover final expenses, burial cost, debt, loss of income, pay estate taxes, create a gift of inheritance and to generate more of a gift than a CD would at a bank. Help give yourself the peace of mind you deserve.
Long Term
Care Insurance
Original Medicare pays up to 100 days of skilled nursing care per benefit after a three day inpatient hospital stay. Over 70% of individuals over age 65 need some type of long-term care before they pass away. Protect your life’s savings and investments.
Hospital
Indemnity
Hospital Indemnity Insurance policies pay cash directly to you that you can use to pay your hospital expenses and other co-pays. These plans are not health insurance but give you exceptional protection beyond your current health plan.
-
Janet is pleasant to work with and always ready to help us understand. Many Thanks!
Alvin O. -
Janet is always up to date with information on the type and policy we need.
Elaine S. -
Excellent product knowledge and strives to provide good service.
Walter S. -
Working with Janet Blakley to determine the best Medicare plan for me was a painless and stress-free process...
Steven J. -
I feel confident that Janet is well versed on the pros and cons of the different programs out there...
Carol M.
We offer plans from some of the leading carriers across the country
You'll Love our Knowledgeable Team of Agents
We are Independent Insurance Agents, which means we can offer plans from all the top carriers. The maze of insurance choices can be difficult to understand, but rest assured that we will find the best plan for your individual needs!
Janet Blakley, CSA
Certified Senior Advisor
Janet is an independent insurance agent who has had her insurance licenses since 1998. She is licensed by the state of NC to offer Life & Health plans (for all ages), as well as, Medicare Supplement, Medicare Advantage, Medicare Prescription Drug Plans, Hospital Indemnity, Long Term Care Plans & Fixed Annuities. In August 2014, she attained the designation of Certified Senior Advisor.
Amy Lamb
Licensed Agent
Amy Lamb is a contracted Agent/Broker and has had her insurance licenses since 2008.
Elaine McGill
Office Assistant
Common Questions
We know this process can be confusing, but thankfully we are here to help!
Below are answers to some frequently asked questions.
Do you charge
fees for the services
you provide?
No, there are no fees. We are solely compensated by the insurance companies we represent.
Do you offer
services to individuals
not on Medicare?
Yes, we can offer coverage on individuals of all ages residing in the state of North Carolina.
What are your
current service
areas in NC?
While most of our clients reside in Randolph County and surrounding areas, we are licensed to help any and all North Carolina residents.
What are Medicare’s Annual Enrollment Period Dates?
Medicare has established the period to be from Oct 15th – Dec 7th. Decisions made during this time typically go into effect Jan 1st of the next calendar year. For more info, Click Here.
I cannot afford
to buy Health Insurance.
What should I do?
Depending on your income, you may be eligible for lower-cost, subsidized coverage purchased through Obamacare’s state health insurance exchanges.
Do I really
need Health Insurance
and if so Why?
For most people, it’s now illegal to not have any Health Insurance. To avoid paying a penalty to the government, you must enroll.